Proof of Usefulness Report

ZaloPay

Analysis completed on 2/2/2026

+527
Proof of Usefulness Score
Industry Mainstay

ZaloPay is a dominant fintech platform in Vietnam backed by VNG Corporation, serving millions of users with essential payment infrastructure. While the submission itself was low-effort (vague descriptions, missing data), the project's actual real-world utility, massive audience reach, and verified market leadership warrant a high score. It fits the 'Much larger scale' calibration tier (400-700), distinct from smaller startup projects.

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Score Breakdown

Real World Utility+142.5
Audience Reach Impact+114.0
Technical Innovation+60.0
Evidence Of Traction+154.4
Market Timing Relevance+45.0
Functional Completeness+1.25
Subtotal+517.15
Usefulness Multiplierx1.02
Final Score+527

Project Details

Project URL
zalopay.vn
Description
ZaloPay is a leading digital payment platform in Vietnam, operating under the domain zalopay.vn. It offers a wide range of financial services, including mobile payments, online transactions, and money transfers. ZaloPay is designed to provide a seamless and secure payment experience for its users, integrating with various merchants and service providers to facilitate convenient and efficient transactions. As part of the VNG Corporation ecosystem, ZaloPay leverages advanced technology to enhance user experience and promote cashless payments in Vietnam.

Algorithm Insights

Market Position
Strong market validation with clear user adoption patterns
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline