Youtility

Youtility is a legitimate UK FinTech platform providing embedded subscription management APIs to banks (e.g., Virgin Money). External verification confirms significant traction, including a £4.5M raise and a successful acquisition by US-based Squeeze in 2023. However, the submission itself is of extremely low quality, containing hyperbolic claims ('most people have used my product') and inaccurate financial metrics ('marketcap: 2500000'). The score reflects the verified high value and successful exit of the actual business, heavily penalized by the poor response quality.