Proof of Usefulness Report

Yapily

Analysis completed on 2/2/2026

+548
Proof of Usefulness Score
Industry Mainstay

Yapily is a verified, high-growth fintech infrastructure company (Series B, ~$70M funding, ~150 employees) providing Open Banking APIs. While the project submission itself was of extremely poor quality (incorrect name 'LunarForge', vague claims, missing data), independent verification confirms significant real-world utility, major enterprise traction (American Express, QuickBooks), and a valuation in the hundreds of millions. The score reflects the high value and established nature of the business, penalized slightly for the lack of effort in the specific submission.

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Score Breakdown

Real World Utility+124
Audience Reach Impact+112
Technical Innovation+66
Evidence Of Traction+190
Market Timing Relevance+44
Functional Completeness+1
Subtotal+537
Usefulness Multiplierx1.02
Final Score+548

Project Details

Project URL
yapily.com
Description
Yapily is fast growing and forward-thinking fintech start up whose ambition is to become the nerve system of the future economy. In an Open Banking world, financial services will be cheaper, faster and bespoke to each individual: we are enabling this revolution. We are backed by amazing investors that led companies like Zalando, Zoopla, Tide, Transferwise, Trussle, Cleo, Freeagent, Robinhood and many other to success. \n\nYapily is building API connections to all banks, normalising and enriching the data, and providing it through a highly secure API. We’re the only native API platform designed from the ground up for Open Finance.

Algorithm Insights

Market Position
Strong market validation with clear user adoption patterns
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline