Proof of Usefulness Report

Yaper Technologies

Analysis completed on 2/2/2026

+266

Proof of Usefulness Score

Gaining Momentum

Yaper Technologies is a legitimate, revenue-generating Fintech startup (est. 2019) with ~$370K-$700K annual revenue, connecting credit card holders with shoppers to split rewards. However, the submission quality was extremely poor, containing false claims ('most people have used my product') and missing data. While the business has real utility and verifiable traction, it faces significant risks regarding credit card terms of service (blocking cards for commercial use) and mixed user reviews concerning payment delays.

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Score Breakdown

Real World Utility+17.5

Audience Reach Impact+4.0

Technical Innovation+7.5

Evidence Of Traction+9.38

Market Timing Relevance+6.0

Functional Completeness+0.25

Subtotal+44.63

Usefulness Multiplierx0.9

Final Score+266

Project Details

Project URL

yaper.co

Description

Yaper is slang for money. And as the name suggests, Yaper is a millennial app that enables\n\ni. credit card holders in India to earn money by helping others avail discounts available on their cards;\n\nii. shoppers in India to save money by facilitating their product purchases from credit card holders who have discounts available on their cards.

Algorithm Insights

Market Position

Growing utility with room for optimization

User Engagement

Documented reach suggests active user community

Technical Stack

Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline