Proof of Usefulness Report

XILO

Analysis completed on 2/2/2026

+587
Proof of Usefulness Score
Industry Mainstay

XILO is a verified, venture-backed InsurTech company (Series A, ~$13M funding) with a team of ~50 and significant market traction (300+ agencies). The platform solves a high-value problem by automating insurance quoting and integrating with legacy Agency Management Systems. However, the submission itself was of extremely low quality, featuring hyperbolic claims ('most people have used my product', 'audience: everyone') and lazy data entry ('AncientFang', 'marketcap: null'). The score reflects the strong underlying business fundamentals and verified external traction, heavily penalized by the poor response quality and inaccurate reach claims.

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Score Breakdown

Real World Utility+212.5
Audience Reach Impact+40.0
Technical Innovation+112.5
Evidence Of Traction+212.5
Market Timing Relevance+80.0
Functional Completeness+2.5
Subtotal+660
Usefulness Multiplierx0.89
Final Score+587

Project Details

Project URL
Description
XILO helps agents close more accounts by eliminating administrative tasks for insurance agents and making it easier for their prospective clients to get insurance quotes.

Algorithm Insights

Market Position
Strong market validation with clear user adoption patterns
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline