Proof of Usefulness Report

VPBank

Analysis completed on 1/24/2026

+485
Proof of Usefulness Score
Industry Mainstay

The submission represents VPBank, a major Vietnamese commercial bank founded in 1993. While the entity itself possesses massive real-world utility, reach, and traction (billions in market cap, thousands of employees), the submission quality is exceptionally poor (vague descriptions, non-serious revenue fields). The score is elevated significantly by the verifiable scale and legitimacy of the business domain, but penalized for the lack of specific evidence regarding the technical implementation and innovation of the specific project submitted.

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Score Breakdown

Real World Utility+128.25
Audience Reach Impact+117.60
Technical Innovation+27.00
Evidence Of Traction+142.50
Market Timing Relevance+51.00
Functional Completeness+1.50
Subtotal+467.85
Usefulness Multiplierx1.03
Final Score+485

Project Details

Project URL
Description
Vay Tín Chấp VPBank Cung cấp thông tin tổng hợp về điều kiện Vay Tiền Mặt FE Credit, Vay Tiền Mặt VPBank, Vay không thế chấp, lương từ 3 triệu là có thể vay.

Algorithm Insights

Market Position
Strong market validation with clear user adoption patterns
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline