Proof of Usefulness Report

Visa

Analysis completed on 1/24/2026

+812
Proof of Usefulness Score
Unicorn Utility

The submission represents Visa (specifically its YellowPepper acquisition), a global payments giant with verified domain ownership (visa.com). While the project possesses maximum real-world utility, reach, and traction (billions of users), the submission itself is extremely low-effort, featuring placeholder data for revenue and vague descriptions. The score reflects the massive scale and proven utility of the technology, heavily discounted by a low quality factor for the response and a randomization penalty for the lack of professional detail in the entry.

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Score Breakdown

Real World Utility+25.0
Audience Reach Impact+20.0
Technical Innovation+12.75
Evidence Of Traction+25.0
Market Timing Relevance+9.0
Functional Completeness+0.5
Subtotal92.25 (Scaled ×10 to 922.5)
Usefulness Multiplierx0.88
Final Score+812

Project Details

Project URL
Description
Member of the Visa family since its acquisition in 2020, YellowPepper’s proven platform enables institutions to easily launch card and account agnostic real-time payments solutions while providing value added services to deliver a complete transaction and service offering. YellowPepper's headquarters is in Miami and it operates in over 14 countries. For more information, please visit www.yellowpepper.com

Algorithm Insights

Market Position
Strong market validation with clear user adoption patterns
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline