Proof of Usefulness Report

VAMortgageCenter

Analysis completed on 2/17/2026

+52
Proof of Usefulness Score
You're In Business

VAMortgageCenter is a legitimate, high-traction platform owned by Mortgage Research Center, LLC (doing business as Veterans United Home Loans), with a verifiable history dating back to 2002. However, the submission itself is of exceptionally poor quality, containing hyperbolic and false claims (e.g., audience reach 'everyone', traction 'most people have used my product') and confusing metrics ('all time marketcap'). While external verification confirms high real-world utility and significant market presence, the submission fails to provide credible evidence, resulting in severe penalties to the Quality Factors. The score reflects a high-value asset represented by a failing submission.

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Score Breakdown

Real World Utility+16.63
Audience Reach Impact+10.80
Technical Innovation+2.63
Evidence Of Traction+16.63
Market Timing Relevance+5.10
Functional Completeness+0.25
Subtotal+52.04
Usefulness Multiplierx1.01
Final Score+52

Project Details

Description
VA homebuying is made easy at VAMortgageCenter, where we provide resources and information to assist our nation’s Veterans throughout the home loan process.

Algorithm Insights

Market Position
Growing utility with room for optimization
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline