Proof of Usefulness Report

Valon

Analysis completed on 2/1/2026

+792
Proof of Usefulness Score
Unicorn Utility

Valon is a verified 'soonicorn' (Series C, ~$1.1B valuation) transforming the US mortgage servicing industry with modern, cloud-native infrastructure. While the project submission itself was low-effort (containing hyperbolic claims like 'everyone' and 'most people'), independent verification confirms significant traction: servicing over $65B in mortgages, ~$100M+ in revenue, and backing from top-tier investors like a16z and WestCap. The score reflects the company's exceptional real-world utility and verified market position, heavily weighted against the poor quality of the form submission.

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Score Breakdown

Real World Utility+23.75
Audience Reach Impact+15.30
Technical Innovation+14.85
Evidence Of Traction+22.05
Market Timing Relevance+9.00
Functional Completeness+0.25
Subtotal85.20 (Base 100 Scale)
Usefulness Multiplierx0.93
Final Score+792

Project Details

Project URL
valon.com
Description
Our mission is to champion homeowners on their financial journey, as the partner they trust with their home and future. We believe in building products for the needs of everyday people, whether it's mortgage information, financial advice, or payment services. We illuminate every step of the financial journey, and will be there for you no matter what life puts on your path.\n\nhttps://valon.com/

Algorithm Insights

Market Position
Strong market validation with clear user adoption patterns
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline