Validus

Validus is a verified, high-impact Fintech leader in Southeast Asia with over US$5 billion in disbursed loans and Series D backing (Khazanah, Vertex). The project demonstrates exceptional real-world utility and traction, far exceeding the baseline calibration. However, the submission itself contained low-quality, hyperbolic claims in specific fields (e.g., 'most people have used my product', 'audienceReach: everyone'), which negatively impacted the Response Quality and Traction Quality scores. Despite the poor submission effort, the underlying project's scale and success drive a high final score.