Proof of Usefulness Report

TotallyMoney

Analysis completed on 1/24/2026

+653
Proof of Usefulness Score
Category Standard

TotallyMoney is a well-established UK fintech entity (founded 2006, ~125 employees) with significant verifiable traction despite the low-quality submission. The project demonstrates high real-world utility in the financial services sector and substantial audience reach. However, the submission itself contained unprofessional elements (e.g., username 'LunarBlade', vague claims like 'everyone') and imprecise data ('marketcap' likely referring to revenue). The score reflects the strong underlying business fundamentals heavily weighted against the poor response quality.

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Score Breakdown

Real World Utility+220.0
Audience Reach Impact+160.0
Technical Innovation+45.0
Evidence Of Traction+212.5
Market Timing Relevance+75.0
Functional Completeness+5.0
Subtotal+717.5
Usefulness Multiplierx0.91
Final Score+653

Project Details

Project URL
Description
TotallyMoney is one of the UK’s best companies to work for — voted 9th best in finance and 5th best mid-sized company in London. We’re building an app that puts our customers first, giving people the information and tools they need to move their finances forward and achieve their goals .

Algorithm Insights

Market Position
Strong market validation with clear user adoption patterns
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline