Tortoise

Tortoise (tortoise.pro) is a verifiable fintech startup based in Bangalore, backed by Vertex Ventures (approx. $2.3M - $3M funding). While the project has legitimate traction (~100k+ installs) and a pivot towards B2B employee device leasing ('Save Now, Buy Later' for electronics), the submission quality is extremely poor. The claim 'most people have used my product' is demonstrably false, and the revenue/marketcap figure of '11,900,000,000' appears to be a data entry error (likely intending ~$11.9M valuation, which aligns with external data, rather than 11.9 billion). The score reflects the legitimate backing and utility of the business, heavily penalized for exaggerated claims and lack of serious evidence in the submission.