Proof of Usefulness Report

Topia

Analysis completed on 1/31/2026

+25
Proof of Usefulness Score
You're In Business

The submission suffers from critical data integrity issues, conflating two distinct entities: 'Topia' the Global Talent Mobility enterprise (150+ employees) and 'Topia' the niche UK-based FIRE/Pension app (small startup). While the description outlines a valid pension fintech product, the metrics provided (team size, business type) belong to the unrelated enterprise company. Furthermore, the traction claim 'most people have used my product' is demonstrably false and severely damages the credibility of the submission. The project is evaluated as a niche early-stage app with a very poor quality submission.

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Score Breakdown

Real World Utility+30.0
Audience Reach Impact+10.0
Technical Innovation+20.0
Evidence Of Traction+5.0
Market Timing Relevance+25.0
Functional Completeness+5.0
Subtotal+16.25
Usefulness Multiplierx1.15
Final Score+19

Project Details

Project URL
topia-app.com
Description
Topia is founded on the belief that we should make the most of life. Topia is changing the archaic pension industry forever by creating a pension that empowers our users to reach financial independence, retire early and spend their time as they choose. The £2.8trn pension industry is broken. Topia is creating the first Millennial pension fund to help our users retire early.\n\nAt Topia, we believe that the FIRE (Financial Independence Retire Early) movement is just the beginning. The younger generations want more independence, freedom and flexibility. A pension provider that de-mystifies what FIRE is and makes it 10X easier to retire early is the key to engaging Millennials with their pensions. \n\n

Algorithm Insights

Market Position
Growing utility with room for optimization
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline