Proof of Usefulness Report

TD

Analysis completed on 1/24/2026

+413
Proof of Usefulness Score
Certified Problem Solver

The submission represents TD Bank Group, a massive financial institution with undeniable real-world utility and reach (28M+ customers). However, the submission quality is poor, relying on copy-pasted descriptions and containing placeholder data (e.g., 'ShadowHeart', vague revenue figures). While the entity's scale warrants a high score, the lack of specific technical details and the low-effort entry prevent it from reaching the upper tier of the 400-700+ bracket reserved for large-scale enterprises with comprehensive documentation.

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Score Breakdown

Real World Utility+125
Audience Reach Impact+100
Technical Innovation+15
Evidence Of Traction+125
Market Timing Relevance+45
Functional Completeness+2.5
Subtotal+412.5
Usefulness Multiplierx1.00
Final Score+413

Project Details

Project URL
td.com
Description
The Toronto-Dominion Bank & its subsidiaries are collectively known as TD Bank Group (TD). TD is the sixth largest bank in North America by assets & serves approx. 28 million customers in a number of locations in key financial centres around the globe. With over 95,000 employees, TD ranks among the world's leading online financial firms, with more than 17 million active online and mobile customers. Delivering legendary customer experiences is who we are & is part of our goal to be the Better Bank. Visit our Careers page to learn more about TD & why TD is a great place to work.

Algorithm Insights

Market Position
Strong market validation with clear user adoption patterns
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline