Proof of Usefulness Report

Swara Fincare Limited

Analysis completed on 2/18/2026

+558
Proof of Usefulness Score
Industry Mainstay

Swara Fincare Limited is a verifiable, regulated Non-Banking Financial Company (NBFC) in India with significant traction, including ~$3.6M USD in annual revenue, over 500 employees, and Series A funding. However, the submission quality is extremely poor, containing lazy descriptions ('everyone', 'most people') and confusing metrics. While the project demonstrates high real-world utility and verified market presence, the lack of technical detail and low-effort submission prevents a top-tier score.

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Score Breakdown

Real World Utility+212.5
Audience Reach Impact+150.0
Technical Innovation+15.0
Evidence Of Traction+180.0
Market Timing Relevance+80.0
Functional Completeness+2.5
Subtotal+640
Usefulness Multiplierx0.87
Final Score+558

Project Details

Project URL
swarafincare.com
Description
Hi! it's great to see you here. Swara Fincare Limited (SFL) is an registered NBFC catering to the under-banked population in rural and semi urban areas. SFL provides financial services for the low-income rural and semi urban poor sector in India. We aim to resonate our 'Swara' in India, with special emphasis in Rural & Semi-urban India. Our aspiration is to play a pivotal role in the space of financial inclusion by helping each ‘stage entrepreneur’, by extending appropriate financing solutions, resulting in overall economic upliftment.

Algorithm Insights

Market Position
Strong market validation with clear user adoption patterns
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline