Proof of Usefulness Report

Societe Generale

Analysis completed on 1/24/2026

+626
Proof of Usefulness Score
Category Standard

Societe Generale is a Tier 1 European financial institution with massive verifiable reach (25M+ clients) and historical significance. However, the submission itself is of extremely low quality, featuring a generic description, a pseudonymous submitter ('BlazeShade'), and hyperbolic claims ('most people have used my product'). While the entity's scale warrants a high baseline score (400-700 range), the lack of specific technical details and the poor response quality heavily penalize the Innovation and Response metrics. The score reflects the undeniable market position of the bank, adjusted downward for the submission's lack of professional effort.

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Score Breakdown

Real World Utility+212.5
Audience Reach Impact+190.0
Technical Innovation+30.0
Evidence Of Traction+237.5
Market Timing Relevance+60.0
Functional Completeness+2.5
Subtotal+732.5
Usefulness Multiplierx0.85
Final Score+623

Project Details

Description
Societe Generale is one of the leading European financial services groups. Based on a diversified and integrated banking model, the Group combines financial strength and proven expertise in innovation with a strategy of sustainable growth. Committed to the positive transformations of the world’s societies and economies, Societe Generale and its teams seek to build, day after day, together with its clients, a better and sustainable future through responsible and innovative financial solutions. Active in the real economy for over 150 years, with a solid position in Europe and connected to the rest of the world, Societe Generale has over 117,000 members of staff in 66 countries and supports on a daily basis 25 million individual clients, businesses and institutional investors around the world by offering a wide range of advisory services and tailored financial solutions. The Group is built on three complementary core businesses: - French Retail Banking which encompasses the SG and Boursorama brands. Each offers a full range of financial services with omnichannel products at the cutting edge of digital innovation; - International Retail Banking, Insurance and Financial Services, with networks in Africa, Central and Eastern Europe and specialised businesses that are leaders in their markets; - Global Banking and Investor Solutions, which offers recognised expertise, key international locations and integrated solutions. Societe Generale is included in the principal socially responsible investment indices: DJSI (Europe), FTSE4Good (Global and Europe), Bloomberg Gender-Equality Index, Refinitiv Diversity and Inclusion Index, Euronext Vigeo (Europe and Eurozone), STOXX Global ESG Leaders indexes, and the MSCI Low Carbon Leaders Index (World and Europe).

Algorithm Insights

Market Position
Strong market validation with clear user adoption patterns
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline