Proof of Usefulness Report

Seu Ativo

Analysis completed on 2/16/2026

+395
Proof of Usefulness Score
Certified Problem Solver

Seu Ativo is a verified, high-potential Brazilian fintech platform for trading receivables (duplicates), backed by a senior team (ex-JP Morgan, Citi) and aligned with recent Central Bank regulations. However, the submission quality is extremely poor, containing hyperbolic claims ('most people have used my product', 'audience: everyone') that contradict the niche B2B nature of the product. While the project has significant real-world utility and excellent market timing, the score is penalized heavily for the lack of verifiable traction data in the submission and the false claims provided.

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Score Breakdown

Real World Utility+85.0
Audience Reach Impact+20.0
Technical Innovation+70.0
Evidence Of Traction+10.0
Market Timing Relevance+95.0
Functional Completeness+5.0
Subtotal+43.75
Usefulness Multiplierx0.91
Final Score+395

Project Details

Project URL
Description
A Seu Ativo é uma plataforma colaborativa para a negociação de duplicatas. Na Seu Ativo as informações agregam valor para suas duplicatas e você pode trocá-las por caixa. Sem dívidas. De forma fácil, prática e segura.

Algorithm Insights

Market Position
Strong market validation with clear user adoption patterns
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline