Proof of Usefulness Report

Scratch

Analysis completed on 1/29/2026

+548
Proof of Usefulness Score
Industry Mainstay

The entity 'Scratch' (scratch.fi) is a verified, high-traction Series C fintech company with over $100M in funding and significant market adoption (10k+ practices). However, the submission itself is of extremely low quality, containing false claims ('most people', 'everyone') and lacking data. The score reflects the high real-world value of the verifiable business, significantly penalized by the poor response quality and lack of specific evidence provided by the submitter.

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Score Breakdown

Real World Utility+176
Audience Reach Impact+120
Technical Innovation+78.75
Evidence Of Traction+184
Market Timing Relevance+85
Functional Completeness+1.25
Subtotal+645
Usefulness Multiplierx0.85
Final Score+548

Project Details

Project URL
scratch.fi
Description
Scratch is a financial technology company operating under the domain scratch.fi. It specializes in providing innovative solutions for the financial sector, focusing on enhancing user experience and streamlining financial processes. Scratch aims to simplify complex financial transactions and offer tools that empower users to manage their finances more effectively. By leveraging cutting-edge technology, Scratch is committed to delivering secure, efficient, and user-friendly financial services to its clients.

Algorithm Insights

Market Position
Strong market validation with clear user adoption patterns
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline