Sbear Financial

Sbear Financial provides access to auto financing beyond industry established FICO-score basis. Our unique approach considers your full profile, income and education, not just a credit score. Easy application: Sbear financial has a very short and simple application process. No more filling out long credit applications or tedious lists of required documents. Requirements: At Sbear Financial, we don't require credit score, SSN, or a co-signer to offer an approval. Unique approach: We also have an innovative algorithm to evaluate your credit profile which will help us determine what interest rate is best for your situation - all without having any human intervention or input from our staff members whatsoever (it's pure machine learning). New industry vision: The auto lending industry has been resistant to change for too long. We're looking at it from a different perspective at Sbear, and we hope that our innovative solutions will help our customers!