Proof of Usefulness Report

Ripple

Analysis completed on 1/29/2026

+575
Proof of Usefulness Score
Industry Mainstay

The project refers to Ripple, a major established fintech company with significant real-world utility in cross-border payments and high verifiable traction. However, the submission quality is low, characterized by a pseudonym ('WhisperStone'), hyperbolic audience claims ('everyone', 'most people'), and confused metrics (listing token market cap as revenue). Despite the poor submission quality penalizing the score, the underlying entity's massive scale, innovation, and market relevance sustain a high rating in the 'Much larger scale' calibration tier.

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Score Breakdown

Real World Utility+184.0
Audience Reach Impact+85.0
Technical Innovation+132.0
Evidence Of Traction+157.5
Market Timing Relevance+90.0
Functional Completeness+5.0
Subtotal+653.5
Usefulness Multiplierx0.88
Final Score+575

Project Details

Project URL
ripple.com
Description
Ripple is a technology company that specializes in providing real-time payment solutions and digital currency exchange services. Founded in 2012, Ripple is best known for its digital payment protocol and cryptocurrency, XRP. The company aims to enable secure, instant, and nearly free global financial transactions of any size with no chargebacks. Ripple's technology is designed to facilitate cross-border payments for financial institutions, offering a more efficient and cost-effective alternative to traditional banking systems. By leveraging blockchain technology, Ripple seeks to transform the way money is moved around the world, making it as easy as sending an email.

Algorithm Insights

Market Position
Strong market validation with clear user adoption patterns
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline