Proof of Usefulness Report

Revolut

Analysis completed on 1/29/2026

+815
Proof of Usefulness Score
Unicorn Utility

The submission represents Revolut, a leading global fintech decacorn with over 45 million users and a multi-billion dollar valuation. While the submission text itself is brief and informal (e.g., 'most people have used my product'), the verifiable metrics associated with the entity confirm exceptional traction, market fit, and utility. The project scores near the theoretical maximum on Reach, Utility, and Traction due to its established market dominance. A slight penalty is applied via the randomization factor and response quality score due to the low effort of the text submission relative to the scale of the business.

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Score Breakdown

Real World Utility2.5)
Audience Reach Impact2.0)
Technical Innovation1.5)
Evidence Of Traction2.5)
Market Timing Relevance1.0)
Functional Completeness0.5)
Subtotal+1019
Usefulness Multiplierx0.8
Final Score+815

Project Details

Project URL
revolut.com
Description
Revolut is a financial technology company that offers a range of banking services through its app and website, revolut.com. Founded in 2015, Revolut provides users with a variety of financial services, including currency exchange, peer-to-peer payments, and cryptocurrency trading. The platform is designed to be a one-stop-shop for managing personal finances, offering features such as budgeting tools, savings accounts, and investment options. Revolut aims to simplify financial management by providing a seamless, user-friendly experience with competitive rates and minimal fees. The company has rapidly expanded its services globally, attracting millions of users with its innovative approach to banking.

Algorithm Insights

Market Position
Strong market validation with clear user adoption patterns
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline