Proof of Usefulness Report

Reap

Analysis completed on 1/28/2026

+625
Proof of Usefulness Score
Category Standard

Reap is a legitimate, high-growth fintech company based in Hong Kong, having raised over $40M in Series A funding (verified via external search). The project addresses a critical SME need (cash flow management) with a practical solution. However, the submission quality is extremely poor, with lazy placeholders like 'most people have used my product' and 'everyone' for reach. While the project itself is high-utility and has significant traction, the PoU score is penalized by the lack of verifiable data provided directly in the submission fields.

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Score Breakdown

Real World Utility+90.0
Audience Reach Impact+30.0
Technical Innovation+75.0
Evidence Of Traction+68.0
Market Timing Relevance+85.0
Functional Completeness+10.0
Subtotal+65.75
Usefulness Multiplierx0.95
Final Score+625

Project Details

Project URL
Description
Reap is a technology company dedicated to fuelling the ambitions of small businesses. We deliver corporate payment solutions to improve the way small businesses operate today and prepare them for the challenges of tomorrow. Currently, Reap's online payments platform enables small businesses to pay expenses and collect revenue – to and from anyone, anywhere – entirely via credit card.\n\nThe company has revolutionised the way businesses manage cash flow, leveraging credit cards to smooth cash flow and increase capital efficiency by digitising day-to-day finances and transactions. As strong advocates of small to medium-sized businesses, Reap believes businesses should operate at their potential, not at their size. Reap continues to innovate, advancing technology and building better tools for small businesses to level the playing field – by giving every small business the access of a large enterprise.\n\nReap is supported by an empowering group of investors; including Global Founders Capital, Bertelsmann Asia Investments, Index Ventures, Fresco Capital and Hustle Fund. Our current operation spans Hong Kong and Singapore and continues to expand.

Algorithm Insights

Market Position
Strong market validation with clear user adoption patterns
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline