Proof of Usefulness Report

Realfinplan

Analysis completed on 2/16/2026

+21
Proof of Usefulness Score
You're In Business

Realfinplan appears to be a small personal finance blog targeting Indian investors (specifically regarding government pension schemes like NPS/UPS). While the mission of financial literacy is commendable, the project lacks technical innovation (standard blog format) and verifiable traction. The submission contains hyperbolic claims ('most people have used my product', 'audience reach: everyone') that severely undermine credibility. The 'marketcap' figure is ambiguous and likely refers to a non-standard metric (e.g., INR revenue or portfolio size) rather than business valuation or user count. It falls into the 'Minimal traction' category with significant penalties for response quality.

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Score Breakdown

Real World Utility+50
Audience Reach Impact+10
Technical Innovation+10
Evidence Of Traction+10
Market Timing Relevance+40
Functional Completeness+10
Subtotal+19.75
Usefulness Multiplierx1.08
Final Score+21

Project Details

Project URL
Description
realfinplan: Realistic Financial Planning. This personal finance blog website was born out of passion to help individuals take control of their financial destiny. We understand that financial well being plays a crucial role in our day to day life. Our mission is to provide you the knowledge and strategies you need to achieve financial stability. You can use our realistic educational contents on personal finance, goal based portfolio construction & risk management as resources to be financially secure and stable.

Algorithm Insights

Market Position
Growing utility with room for optimization
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline