Proof of Usefulness Report

PT Bank Jago Tbk

Analysis completed on 1/24/2026

+676
Proof of Usefulness Score
Category Standard

The submission represents PT Bank Jago Tbk, a publicly listed digital bank in Indonesia (IDX: ARTO) with significant verifiable scale (millions of users, unicorn status). While the submission quality is extremely poor (referencing a mismatching project name 'DeepStorm', vague 'everyone' claims, and lacking technical detail), the underlying entity is a high-utility, established financial institution. The score is heavily buoyed by the verifiable public status of the domain and company, despite the low-effort application.

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Score Breakdown

Real World Utility2.5)
Audience Reach Impact2.0)
Technical Innovation1.5)
Evidence Of Traction2.5)
Market Timing Relevance1.0)
Functional Completeness0.5)
Subtotal+735
Usefulness Multiplierx0.92
Final Score+676

Project Details

Project URL
Description
Jago is a fully digital bank that breaks all of the stereotypes! It puts modern technology at its core, deliver meaningful and reliable services that redefine what it means to manage money. We are pushing boundaries to deliver solutions that will change the lives of millions of users. Jago empower you as our team member to think creatively to solve everyday problem that might not usually push to the limelight but very much relevant and critical to the growth of our customers. At Jago, you will be working together with highly motivated people with diverse backgrounds. From finance industry such as banking and payment, to lifestyle such as ecommerce and consumer electronics. What we have in common is the drive to make something exciting and transformative in a way of opening up new possibility of what a bank app should be able to!

Algorithm Insights

Market Position
Strong market validation with clear user adoption patterns
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline