Proof of Usefulness Report

Provi

Analysis completed on 1/28/2026

+391
Proof of Usefulness Score
Certified Problem Solver

The submission suffers from significant identity confusion, mixing data between Provi (Brazil), an education fintech, and Provi (USA), a B2B alcohol marketplace. The URL and description confirm the project is the Brazilian fintech, a Series B company that has financed over R$270M in education. However, the 'Business Type' (Alcohol marketplace), 'Market Cap' (750M), and 'Launch Date' (2016) appear to be copy-pasted from the US unicorn. Despite the high real-world utility and verified external traction of the actual fintech project, the submission's poor quality—including spam-like claims ('most people have used my product')—heavily penalizes the score. The final score reflects a solid business (comparable to the calibration reference) weighed down by unreliable submission data.

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Score Breakdown

Real World Utility+18.0
Audience Reach Impact+6.0
Technical Innovation+7.2
Evidence Of Traction+9.38
Market Timing Relevance+8.0
Functional Completeness+0.25
Subtotal+48.83
Usefulness Multiplierx0.80
Final Score+391

Project Details

Project URL
provi.com.br
Description
A Provi é a primeira fintech de crédito do Brasil focada em transformar o setor da educação através de crédito descomplicado e com propósito.\nNós acreditamos que é necessário fazer crédito pessoal olhando para o potencial e não somente para o CPF das pessoas. Financiamos pessoas em momentos estratégicos de vida e damos oportunidades para aquelas com pouco histórico financeiro. É preciso oferecer uma análise de crédito humanizada e com taxas justas e transparentes.\nPara fechar o ciclo, apoiamos escolas e infoprodutores com soluções descomplicadas para venda de cursos, contribuindo para impulsionar os resultados e conquistar cada vez mais alunos.\n\nHoje já somos mais de 150 Providers na equipe, mais de R$ 270 milhões destinados à educação e mais de 80 mil pessoas que usam algum dos nossos produtos.\n\nE é só o começo! \n\nVenha trabalhar conosco: bit.ly/3baYs2r

Algorithm Insights

Market Position
Strong market validation with clear user adoption patterns
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline