Proof of Usefulness Report

Pngme

Analysis completed on 1/28/2026

+568
Proof of Usefulness Score
Industry Mainstay

Pngme is a verifiable, Series A funded fintech infrastructure company (raised ~$18.5M) providing critical data services to tier-1 banks in Africa (e.g., Absa, Kuda). While the real-world utility and verified traction are exceptional, the submission itself is of extremely low quality, containing hyperbolic claims ('most people have used my product') and vague data. The high score is derived primarily from external verification of the company's significant market position, heavily penalized by the poor response quality.

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Score Breakdown

Real World Utility+16.0
Audience Reach Impact+9.6
Technical Innovation+12.0
Evidence Of Traction+13.5
Market Timing Relevance+8.5
Functional Completeness+0.25
Subtotal+59.85
Usefulness Multiplierx0.95
Final Score+569

Project Details

Project URL
pngme.com
Description
At Pngme, we believe everyone deserves equal access to finance. Our platform enables this by making the process of collecting, analyzing, and using financial data by financial institutions frictionless and simple. Banks, Fintechs, and Credit Bureaus use our platform to create innovative financial products for un/underserved people. Our platform enables one-click data sharing, real time insights, and credit scoring. Pngme is on a mission to give ownership of data back to people, thereby giving equal access to finance and enabling wealth creation for billions of people.

Algorithm Insights

Market Position
Strong market validation with clear user adoption patterns
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline