Proof of Usefulness Report

PNC Financial Services

Analysis completed on 1/28/2026

+633
Proof of Usefulness Score
Category Standard

The submission represents PNC Financial Services, a major US bank with verifiable massive scale ($73B market cap, millions of customers). While the entity's real-world utility and traction are undeniably high, the submission quality is extremely low, featuring hyperbolic claims ('everyone', 'most people') and a lack of specific technical detail. The score reflects the immense market presence of the business, significantly penalized by the poor quality of the application and the lack of evidence regarding specific technical innovations.

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Score Breakdown

Real World Utility+225.0
Audience Reach Impact+136.0
Technical Innovation+30.0
Evidence Of Traction+237.5
Market Timing Relevance+50.0
Functional Completeness+2.5
Subtotal+681
Usefulness Multiplierx0.93
Final Score+633

Project Details

Project URL
pnc.com
Description
PNC Financial Services, with its online presence at pnc.com, is a prominent American financial services corporation. Headquartered in Pittsburgh, Pennsylvania, PNC offers a wide range of financial services including retail banking, corporate banking, and asset management. The company serves millions of customers across the United States, providing products such as checking and savings accounts, credit cards, loans, and investment services. PNC is known for its commitment to customer service and innovative banking solutions, including digital banking tools and resources designed to enhance the customer experience. Additionally, PNC is actively involved in community development and corporate social responsibility initiatives.

Algorithm Insights

Market Position
Strong market validation with clear user adoption patterns
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline