Proof of Usefulness Report

Percent

Analysis completed on 1/27/2026

+644
Proof of Usefulness Score
Category Standard

The project 'Percent' represents a legitimate, high-growth fintech platform in the private credit sector with verified transaction volumes exceeding $700M. However, the submission itself is of extremely low quality, containing factually incorrect user claims (e.g., 'most people have used my product', 'audience: everyone') and vague data. The score reflects the high intrinsic utility and verified market traction of the underlying business, heavily penalized by the poor response quality and inaccurate audience targeting in the submission data.

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Score Breakdown

Real World Utility+225.0
Audience Reach Impact+40.0
Technical Innovation+127.5
Evidence Of Traction+225.0
Market Timing Relevance+95.0
Functional Completeness+2.5
Subtotal+715
Usefulness Multiplierx0.90
Final Score+644

Project Details

Project URL
percent.com
Description
Percent is a global leader in financial infrastructure solutions. Founded in 2018, the company leverages proprietary technologies, integrations, and data to bring first-of-its-kind transparency and efficiency to lenders and credit transactions. Percent's innovative ecosystem enables lenders of any size to raise the most flexible debt capitalat a low cost through dynamic market pricing and standardized terms. To date, its platforms have powered more than $700 million in transaction volume in a multi-trillion-dollar lending market.

Algorithm Insights

Market Position
Strong market validation with clear user adoption patterns
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline