Proof of Usefulness Report

Payment Labs

Analysis completed on 2/16/2026

+186

Proof of Usefulness Score

Gaining Momentum

Payment Labs is a verifiable B2B fintech platform with significant external traction (approx. $50M processed volume, $3.25M Seed funding, clients like Microsoft/SEGA). However, the submission itself is of extremely low quality, utilizing unverifiable claims ('everyone', 'most people have used my product') and mislabeled financial data ('marketcap' in revenue field). The score reflects a promising real-world business severely penalized for a lack of credible evidence and detail in the submission.

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Score Breakdown

Real World Utility+68.0

Audience Reach Impact+16.0

Technical Innovation+18.0

Evidence Of Traction+42.0

Market Timing Relevance+32.0

Functional Completeness+1.0

Subtotal+177

Usefulness Multiplierx1.05

Final Score+186

Project Details

Project URL

paymentlabs.io

Description

We develop payment solutions that serve the specific needs of fast-growing industries. Our platform streamlines and simplifies the payment process and remove the complexities around compliance.

Algorithm Insights

Market Position

Growing utility with room for optimization

User Engagement

Documented reach suggests active user community

Technical Stack

Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline