Proof of Usefulness Report

Payable

Analysis completed on 1/27/2026

+222
Proof of Usefulness Score
Gaining Momentum

The project 'Payable' appears to be a legitimate B2B treasury management platform, likely the VC-backed fintech of the same name. However, the submission quality is critically low, characterized by hyperbolic and verifiably false claims (e.g., audience is 'everyone', traction is 'most people'). While the underlying Real-World Utility and Market Timing are strong due to the growing need for financial automation, the score is heavily penalized by the lack of credible evidence and the poor quality of the response.

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Score Breakdown

Real World Utility+88
Audience Reach Impact+20
Technical Innovation+38
Evidence Of Traction+13
Market Timing Relevance+85
Functional Completeness+3
Subtotal+247
Usefulness Multiplierx0.9
Final Score+222

Project Details

Project URL
Description
Payable is a treasury management platform that helps finance teams automate financial operations at scale.

Algorithm Insights

Market Position
Growing utility with room for optimization
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline