Proof of Usefulness Report

Payabl.

Analysis completed on 2/17/2026

+725
Proof of Usefulness Score
Category Standard

Payabl. is a verified, established FinTech company (founded 2011) with significant scale (~$62M annual revenue, ~220-350 employees) and verifiable monthly traffic (~950K visits). While the project submission itself was extremely low-effort (vague claims like 'everyone' and 'most people'), independent verification confirms it is a high-utility payment infrastructure provider serving a large merchant base. The score reflects its 'Much Larger Scale' status, heavily penalized only in the Response Quality section for the poor submission data.

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Score Breakdown

Real World Utility2.5)
Audience Reach Impact2.0)
Technical Innovation1.5)
Evidence Of Traction2.5)
Market Timing Relevance1.0)
Functional Completeness0.5)
Subtotal+755
Usefulness Multiplierx0.96
Final Score+725

Project Details

Project URL
payabl.com
Description
payabl. is a financial technology provider that helps merchants take control of their money flow. Through payabl.one, our modular platform, we bring together card acquiring, 300+ local payment methods, POS, business accounts, and card issuing in one connected view. With expert-led support and reliable infrastructure, we give businesses the clarity, visibility, and control they need to manage financial complexity and grow with confidence.

Algorithm Insights

Market Position
Strong market validation with clear user adoption patterns
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline