Proof of Usefulness Report

Pattern Financial

Analysis completed on 1/27/2026

+42
Proof of Usefulness Score
You're In Business

The submission conflates two distinct entities: 'Pattern Financial' (patternfi.com), a seed-stage fintech startup, and 'Pattern' (Pattern.com), a major ecommerce accelerator. While the URL points to a legitimate early-stage fintech company backed by 25madison, the submission provides the business category, launch date, and revenue metrics of the unrelated ecommerce unicorn. Additionally, the claim that 'most people have used my product' is objectively false and significantly damages the credibility of the entry. The score reflects the actual early-stage status of the fintech project while heavily penalizing the inaccurate and misleading data provided.

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Score Breakdown

Real World Utility+60
Quality Factor Utility+1
Audience Reach Impact+20
Quality Factor Reach+0.5
Technical Innovation+40
Quality Factor Innovation+0.5
Evidence Of Traction+30
Quality Factor Traction+0.5
Market Timing Relevance+50
Quality Factor Timing+1
Functional Completeness+10
Quality Factor Response+0.5
Subtotal+29
Usefulness Multiplierx1.15
Final Score+33

Project Details

Project URL
Description
We're a mission-driven company working to change the way that Millennials manage their money and build wealth. Combining powerful robo-advising technology, alternative assets, and access to expert financial teams, Pattern is building the next generation of wealth management.\n

Algorithm Insights

Market Position
Growing utility with room for optimization
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline