Proof of Usefulness Report

Pacific Life

Analysis completed on 1/27/2026

+470
Proof of Usefulness Score
Industry Mainstay

The submission represents Pacific Life, a major financial institution with significant real-world scale and history (est. 1868). However, the submission quality is poor, featuring hyperbolic claims ('audience reach: everyone'), vague evidence, and a pseudonym ('ShadowHeart'). While the entity itself warrants a top-tier score for utility and traction, the low-effort data entry heavily penalizes the Quality Factors, bringing the score down to the 400-500 range, consistent with a 'large scale but poorly documented' submission.

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Score Breakdown

Real World Utility+190.0
Audience Reach Impact+114.0
Technical Innovation+37.5
Evidence Of Traction+118.8
Market Timing Relevance+60.0
Functional Completeness+2.5
Subtotal+522.8
Usefulness Multiplierx0.90
Final Score+470

Project Details

Project URL
pacificlife.com
Description
Pacific Life is a well-established financial services company that specializes in providing a wide range of insurance products, investment solutions, and retirement planning services. Founded in 1868, the company has a long history of helping individuals and businesses achieve financial security and peace of mind. Pacific Life is known for its strong commitment to customer service, financial strength, and innovative product offerings. The company offers life insurance, annuities, mutual funds, and other financial products designed to meet the diverse needs of its clients. With a focus on long-term relationships and a reputation for reliability, Pacific Life continues to be a trusted partner for financial planning and protection.

Algorithm Insights

Market Position
Strong market validation with clear user adoption patterns
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline