Oyen Pet Insurance

Oyen Pet Insurance is a legitimate, venture-backed insurtech startup in Malaysia with significant verifiable traction (RM 100M+ sum insured, seed funding from Hustle Fund). Despite the high quality of the actual business, the project submission itself was of extremely poor quality, containing false claims ('most people have used my product') and sparse data. The score reflects the strong real-world utility, market timing, and verified external traction, heavily penalized by the lack of effort and accuracy in the submission.