Proof of Usefulness Report

Own.Solutions

Analysis completed on 2/8/2026

+312
Proof of Usefulness Score
Certified Problem Solver

Own.Solutions appears to be a legitimate B2B fintech entity based in Ireland with a verified footprint in the DACH region (approx. 30k POS terminals). However, the submission is critically flawed: it claims 'everyone' as the audience and offers 'most people have used my product' as evidence of traction, which is unprofessional and unverifiable. The stated 'marketcap: 2500000' is ambiguous (likely annual revenue in EUR, as the company is private). While the underlying infrastructure has real-world utility, the discrepancies in team size (claim: 125, external data: ~19) and the low-quality response severely impact the score. The project is scored as a functional business with poor presentation.

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Score Breakdown

Real World Utility+18.75
Audience Reach Impact+4.0
Technical Innovation+6.0
Evidence Of Traction+3.75
Market Timing Relevance+5.0
Functional Completeness+0.5
Subtotal+380
Usefulness Multiplierx0.82
Final Score+312

Project Details

Project URL
own.solutions
Description
Own.Solutions provides a digital platform that seamlessly delivers digital products across all distribution channels, incorporating Phygital Pay and Digital Wallets enhancing a convenient, secure, and integrated customer experience. This platform enables online account activations at any distribution channel for a wide range of customers. Own.Solutions partner network includes over 30,000 points of sales, attracting around 30 million customer visits each week in Germany, Switzerland, Austria, France, Spain, Romania, Croatia, Hungary, and more as we continue to expand. With more than 20 years of experience, Own.Solutions brings eServices for retailers and introduces new and innovative ideas to a cash-to-digital exchange platform. For more information, please visit: https://own.solutions/

Algorithm Insights

Market Position
Strong market validation with clear user adoption patterns
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline