Proof of Usefulness Report

Opportunity Finance Network

Analysis completed on 1/24/2026

+597
Proof of Usefulness Score
Industry Mainstay

Opportunity Finance Network (OFN) is a highly established, impactful organization with significant scale (350 employees, 30+ year history) and assets under management. However, the submission quality is exceptionally poor, containing hyperbolic claims ('everyone', 'most people') and inaccurate terminology ('marketcap' for a non-profit). The high score reflects the verifiable real-world utility and scale of the entity, heavily penalized by the low quality of the provided evidence.

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Score Breakdown

Real World Utility+270.0
Audience Reach Impact+102.0
Technical Innovation+36.0
Evidence Of Traction+135.0
Market Timing Relevance+80.0
Functional Completeness+5.0
Subtotal+628
Usefulness Multiplierx0.95
Final Score+597

Project Details

Project URL
ofn.org
Description
Opportunity Finance Network (OFN) is the leading network of community development financial institutions (CDFIs) with a proven expertise in lending prudently and productively in unconventional markets often overlooked by conventional financial institutions. Working in rural, urban, and Native markets across the United States, we deliver sound financial returns and real changes for people and communities.

Algorithm Insights

Market Position
Strong market validation with clear user adoption patterns
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline