Proof of Usefulness Report

OKY

Analysis completed on 1/26/2026

+248
Proof of Usefulness Score
Gaining Momentum

OKY (okyapp.com) is a verifiable fintech platform facilitating cross-border prepaid vouchers from the US to Latin America, with over $8.9M in funding and a team of ~35 employees. However, the submission itself was of extremely low quality, containing hyperbolic claims ('everyone', 'most people') and lacking data. While the project demonstrates real-world utility and significant backing (placing it in the 'Small but promising' category), the score is heavily penalized by the lack of evidence provided by the submitter.

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Score Breakdown

Real World Utility+10.63
Audience Reach Impact+2.00
Technical Innovation+4.50
Evidence Of Traction+8.13
Market Timing Relevance+4.00
Functional Completeness+0.25
Subtotal+295.1
Usefulness Multiplierx0.84
Final Score+248

Project Details

Project URL
okyapp.com
Description
OKY is a digital platform that focuses on providing financial services and solutions tailored for the unbanked and underbanked populations. Through its mobile application, OKY offers users a convenient and secure way to manage their finances, make payments, and access various financial products. The platform is designed to empower individuals by offering them greater financial inclusion and control over their economic activities. With a user-friendly interface and a commitment to security, OKY aims to bridge the gap between traditional banking services and the needs of underserved communities.

Algorithm Insights

Market Position
Growing utility with room for optimization
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline