Proof of Usefulness Report

OfBusiness

Analysis completed on 1/26/2026

+758
Proof of Usefulness Score
Unicorn Utility

OfBusiness is a verified 'Soonicorn' / Unicorn entity in the Indian B2B fintech and commerce space, with a valuation exceeding $5 Billion and annual revenue over $2 Billion. The project demonstrates exceptional real-world utility by addressing critical SME credit and procurement gaps. However, the submission itself contained low-quality responses (e.g., claiming 'everyone' as the audience and 'space-technology' as a stack), leading to a low response quality score despite the project's massive verified traction.

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Score Breakdown

Real World Utility+213.75
Audience Reach Impact+171
Technical Innovation+63
Evidence Of Traction+220.5
Market Timing Relevance+51
Functional Completeness+3
Subtotal+722.25
Usefulness Multiplierx1.05
Final Score+758

Project Details

Project URL
Description
OfBusiness is a new age fintech start up, and is technologically driven to provide smart financing to SMEs.\n\nOfBusiness serves as a single-window for SMEs in the manufacturing and infrastructure space to provide unsecured credit lines as an alternate to financing. SMEs can use this limit for cost-effective procurement of raw material (TMT bars, polymers, kraft paper, cement and building materials) which the platform aggregates, passing the aggregation benefits to the SMEs.

Algorithm Insights

Market Position
Strong market validation with clear user adoption patterns
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline