Proof of Usefulness Report

Obligo

Analysis completed on 1/26/2026

+610
Proof of Usefulness Score
Category Standard

Obligo is a well-established Series C fintech company with verified significant traction ($90M+ funding, ~1M homes, ~$16M revenue) and a strong product-market fit in the deposit-free rental space. However, the submission itself is of extremely low quality, utilizing a pseudonym and providing lazy, hyperbolic claims ('everyone', 'most people') rather than factual data. Consequently, while the Real-World Utility and Innovation scores reflect the company's actual success, the Audience Reach and Traction scores are heavily penalized by the Quality Factor (Qi) due to the vague and unsupported claims in the form.

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Score Breakdown

Real World Utility+225
Audience Reach Impact+85
Technical Innovation+120
Evidence Of Traction+119
Market Timing Relevance+90
Functional Completeness+3
Subtotal+642
Usefulness Multiplierx0.95
Final Score+610

Project Details

Project URL
Description
We have created a brand new class of financial product - an \"Obligo\". It is something between a security deposit and a pre-auth (billing authorization).\nOur platform is solving a huge problem for both tenants and landlords, and the demand is out of this world. The conditions are ripe for Obligo to become the new industry standard!

Algorithm Insights

Market Position
Strong market validation with clear user adoption patterns
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline