Proof of Usefulness Report

NihaoPay

Analysis completed on 1/26/2026

+62
Proof of Usefulness Score
You're In Business

NihaoPay is a legitimate, established B2B payment gateway (founded ~2014) enabling US merchants to accept UnionPay, Alipay, and WeChat Pay. However, the submission quality is critically low, containing demonstrably false claims (e.g., audience reach is 'everyone', traction is 'most people have used my product'). While the real-world utility of the core service is high, the PoU score is heavily penalized by the lack of verifiable metrics in the submission and the unprofessional exaggeration of market presence.

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Score Breakdown

Real World Utility+22.5
Audience Reach Impact+5.0
Technical Innovation+9.75
Evidence Of Traction+7.5
Market Timing Relevance+7.0
Functional Completeness+0.25
Subtotal+52
Usefulness Multiplierx1.19
Final Score+62

Project Details

Project URL
Description
NihaoPay provides eCommerce websites an easily integrated payment solution for UnionPay cards and AliPay accounts, allowing them to dramatically expand their consumer base and potential revenue.\n\nPayment Solutions:\n\n- UnionPay Card Processing\nSystem of processing transactions on the UnionPay card network. (All cards issued in China are UnionPay Cards.)\n\n\nMerchant Services:\n\n- Marketing to China\nWe help to promote your products and services to Chinese consumers. In partnership with leading Chinese portals such as 360 and Baidu.\n\n- Logistics Solutions\nOur partners ship goods reliably and timely to China. Our partner operates with a fulfillment center in China so your goods arrive at the end consumers address reliably and directly.

Algorithm Insights

Market Position
Growing utility with room for optimization
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline