Proof of Usefulness Report

NG.CASH

Analysis completed on 2/8/2026

+776

Proof of Usefulness Score

Unicorn Utility

NG.CASH is a verified, high-growth fintech in Brazil focusing on Gen Z, with over 7 million users and ~$50M in funding (Series B led by NEA). While the submission itself was low-quality (vague claims, pseudonym 'WhisperWalker'), external verification confirms it is a leading teen banking solution in LATAM with exceptional traction and utility. The project scores highly on utility, reach, and traction, heavily outweighing the poor response quality.

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Score Breakdown

Real World Utility+237.5

Audience Reach Impact+180.0

Technical Innovation+112.5

Evidence Of Traction+237.5

Market Timing Relevance+90.0

Functional Completeness+5.0

Subtotal+862.5

Usefulness Multiplierx0.9

Final Score+776

Project Details

Project URL

ng.cash

Description

NG.CASH is the leading solution for Teen Banking in Brazil and LATAM.

Algorithm Insights

Market Position

Strong market validation with clear user adoption patterns

User Engagement

Documented reach suggests active user community

Technical Stack

Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline