Proof of Usefulness Report

New York Life Insurance

Analysis completed on 1/26/2026

+733
Proof of Usefulness Score
Category Standard

New York Life is a massive, established Fortune 100 financial institution with undeniable real-world utility and traction, placing it in the highest tier of impact despite the extremely low quality of this specific submission. While the submission itself lacks effort ('most people', 'everyone'), the verifiable existence, revenue, and user base of the entity override the lack of provided evidence. Technical innovation is rated lower due to the legacy nature of the industry and lack of specific details.

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Score Breakdown

Real World Utility+237.5
Audience Reach Impact+200.0
Technical Innovation+30.0
Evidence Of Traction+250.0
Market Timing Relevance+60.0
Functional Completeness+2.5
Subtotal+780
Usefulness Multiplierx0.94
Final Score+733

Project Details

Project URL
newyorklife.com
Description
New York Life Insurance, accessible through its domain newyorklife.com, is one of the largest mutual life insurance companies in the United States. Founded in 1845, the company is headquartered in New York City and offers a wide range of insurance and financial products, including life insurance, retirement income, investment annuities, and long-term care insurance. As a mutual company, New York Life is owned by its policyholders, allowing it to focus on long-term benefits and stability rather than short-term profits. The company is known for its strong financial ratings and commitment to providing reliable and personalized service to its clients.

Algorithm Insights

Market Position
Strong market validation with clear user adoption patterns
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline