Proof of Usefulness Report

Neokred

Analysis completed on 2/9/2026

+396
Proof of Usefulness Score
Certified Problem Solver

Neokred is a verified Series-A stage fintech (BaaS) company with significant traction (~$5M annual revenue, 130+ employees, >100M transactions), far exceeding the 'minimal traction' suggested by the low-effort submission. While the user claim of 'most people have used my product' is hyperbolic and the submission quality is poor, external search confirms strong market fit, scalable infrastructure, and legitimate growth. The score reflects the high real-world utility and verifiable financial traction, penalized slightly for the lack of detailed evidence in the submission itself.

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Score Breakdown

Real World Utility+112.5
Audience Reach Impact+80.0
Technical Innovation+60.0
Evidence Of Traction+118.75
Market Timing Relevance+45.0
Functional Completeness+3.75
Subtotal+420
Usefulness Multiplierx0.94
Final Score+396

Project Details

Project URL
neokred.tech
Description
Enriching experience that goes beyond just banking. Neokred is a banking as a payment platform working with brands and banks to enable their business with payments, KYC and digital transformation by financial solutions. Our Vision To be the leading provider of comprehensive and innovative digital infrastructure solutions, empowering businesses and individuals to thrive in a digital world. Our Mission To deliver excellence in customer experiences through a suite of cutting-edge products, including payment processing, customer profile enrichment, embedded insurance, rewards and loyalty programs, and digital public infrastructure. We are committed to fostering financial inclusion, driving innovation, and building lasting relationships with our customers. You can get in touch with us at sales@neokred.tech

Algorithm Insights

Market Position
Strong market validation with clear user adoption patterns
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline