Proof of Usefulness Report

Moov

Analysis completed on 1/26/2026

+315
Proof of Usefulness Score
Certified Problem Solver

Moov is a highly legitimate, Series B funded fintech company with significant open-source traction (GitHub) and real-world utility in embedded banking. However, the specific project submission provided was of low quality, featuring hyperbolic claims ('most people have used my product', 'everyone') and lacking specific verifiable evidence. The score reflects the high value of the actual technology and market position, heavily penalized by the poor quality of the submission data and lack of direct evidence provided in the form.

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Score Breakdown

Real World Utility+24.75
Audience Reach Impact+13.50
Technical Innovation+17.10
Evidence Of Traction+12.75
Market Timing Relevance+9.00
Functional Completeness+0.50
Subtotal+333.68
Usefulness Multiplierx0.94
Final Score+315

Project Details

Project URL
Description
Moov is a portable, extensible, open-source platform for embedding banking services within any application. Developers love Moov’s open platform because it lets them build quickly and extend to fit your requirements. Open communities dwarf closed door companies and legacy vendors while being inviting spaces for collaboration across industries. Moov exists to solve the critical pain point of developers dealing with proprietary banking infrastructure.

Algorithm Insights

Market Position
Strong market validation with clear user adoption patterns
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline