Proof of Usefulness Report

MK Decision

Analysis completed on 1/25/2026

+539
Proof of Usefulness Score
Industry Mainstay

MK Decision is a verifiable success story in the fintech space, having been acquired by Alkami Technology for up to $45 million in 2021. The project provided critical digital account opening and loan origination software to community financial institutions. However, the submission quality is exceptionally poor, containing hyperbolic falsehoods (claiming 'everyone' as the audience and 'most people' as users). Despite the low-effort response, the verified $45M valuation and successful exit drive a high score in Real-World Utility and Traction, positioning it well above early-stage projects but penalized for the inaccurate claims.

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Score Breakdown

Real World Utility+212.5
Audience Reach Impact+40.0
Technical Innovation+52.5
Evidence Of Traction+180.0
Market Timing Relevance+80.0
Functional Completeness+2.5
Subtotal+567.5
Usefulness Multiplierx0.95
Final Score+539

Project Details

Project URL
mkdecision.com
Description
MK Decision is a financial technology company that specializes in providing innovative solutions for banks and credit unions to enhance their lending processes. With a focus on simplifying and streamlining the decision-making process, MK Decision offers a suite of products designed to improve the efficiency and effectiveness of loan origination and account opening. Their platform leverages advanced technology to automate workflows, ensure compliance, and deliver a seamless customer experience. By partnering with financial institutions, MK Decision aims to empower them to make smarter, faster lending decisions, ultimately driving growth and customer satisfaction.

Algorithm Insights

Market Position
Strong market validation with clear user adoption patterns
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline