Proof of Usefulness Report

MANTL

Analysis completed on 1/25/2026

+515
Proof of Usefulness Score
Industry Mainstay

MANTL is a highly established, VC-backed fintech company (Series B, ~$400M valuation) solving a critical infrastructure problem for community banks. While the submission itself contained hyperbolic claims ('everyone', 'most people') and poor response quality, the verifiable external reality of the project is strong. The company has over 100 employees and significant market traction, placing it well above the 'comparable scale' benchmark. The score reflects high utility, verified traction, and strong market timing, penalized slightly for the low-effort submission text.

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Score Breakdown

Real World Utility+138.0
Audience Reach Impact+85.0
Technical Innovation+72.6
Evidence Of Traction+154.4
Market Timing Relevance+52.2
Functional Completeness+3.8
Subtotal+506
Usefulness Multiplierx1.02
Final Score+515

Project Details

Project URL
mantl.com
Description
MANTL is modern Bank Account Opening software for banks and credit unions. Every bank needs to grow - and now they can with MANTL's state of the art onboarding system. Even better? MANTL integrates directly with legacy core banking software.\n\nIn our collective experience building everything from modern consumer FinTech companies to core banking systems, we saw a rift where new FinTech companies were able to leverage the latest technologies, while banks and credit unions (where most people actually keep their money)—tethered to their outdated systems and vendors—struggled to remain competitive in the digital age.\n\nThat divide continues today. So, we pulled together a team with deep industry knowledge, and expertise in systems architecture, UI/UX, and data security \u0026 analysis to reunite the worlds of banking and technology.\n\nWe’re a VC-backed company based in New York City.\n\nFor more info go to http://www.mantl.com

Algorithm Insights

Market Position
Strong market validation with clear user adoption patterns
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline