Proof of Usefulness Report

Mahalo Technologies, Inc.

Analysis completed on 1/25/2026

+621
Proof of Usefulness Score
Category Standard

Mahalo Technologies (Mahalo Banking) is a verified Series B fintech company (founded 2017) with ~$20M in funding and substantial annual revenue (~$6M+), significantly outperforming the calibration reference. The platform provides essential digital banking services to US Credit Unions, featuring verified clients and distinctive accessibility features (neurodiversity tools). However, the submission quality is critically low, containing hyperbolic claims ('most people have used my product'), incorrect project naming ('BlazeGale'), and missing data. The score reflects the high verified value and traction of the actual business, heavily penalized in the Response Quality metric due to the poor input.

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Score Breakdown

Real World Utility+212.5
Audience Reach Impact+90
Technical Innovation+90
Evidence Of Traction+225
Market Timing Relevance+70
Functional Completeness+2.5
Subtotal+690
Usefulness Multiplierx0.9
Final Score+621

Project Details

Project URL
mahalobanking.com
Description
Mahalo Technologies, Inc. is a company that specializes in providing innovative digital banking solutions. Through its platform, accessible via mahalobanking.com, Mahalo Technologies offers a range of services designed to enhance the banking experience for credit unions and their members. The company focuses on delivering user-friendly, secure, and efficient online and mobile banking tools that help financial institutions improve member engagement and streamline operations. With a commitment to leveraging cutting-edge technology, Mahalo Technologies aims to empower credit unions to compete effectively in the digital age while maintaining strong member relationships.

Algorithm Insights

Market Position
Strong market validation with clear user adoption patterns
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline