Proof of Usefulness Report

M2P Fintech

Analysis completed on 2/8/2026

+535
Proof of Usefulness Score
Industry Mainstay

M2P Fintech is a verifiable 'soonicorn' (Series D, ~$800M+ valuation) providing critical API infrastructure to 300+ banks and 800+ fintechs across 20+ markets. Despite the high-value reality, the project submission itself was of extremely low quality, containing significant factual errors (e.g., listing market cap as '17000000' and team size as '7500' vs. actual ~1500) and vague descriptions. The score reflects the massive verifiable real-world utility and traction of the entity, severely penalized in the 'Response Quality' metric due to the inaccurate and lazy submission data.

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Score Breakdown

Real World Utility+142.5
Audience Reach Impact+114.0
Technical Innovation+52.8
Evidence Of Traction+142.5
Market Timing Relevance+34.0
Functional Completeness+1.0
Subtotal+486.8
Usefulness Multiplierx1.1
Final Score+535

Project Details

Project URL
m2pfintech.com
Description
Fintech happens here! M2P is an API infrastructure giant delivering futuristic and customer-centric fintech solutions through cutting-edge technology. With a wide range of solutions across Payments, Lending, and Banking, we support banks, NBFCs, and online businesses across geographies. Founded in Chennai in 2014 by a trio of passionate fintech visionaries, we began with a dream of helping the world leverage the power of fintech. With a global footprint spread across 20+ markets and a client base of 300+ banks, 100+ NBFCs, and 800+ fintechs, we embed reliable tech solutions in its DNA. Here at M2P, we are bound by our core values as we learn and grow together, every day is treated with a sense of enthusiasm and drive. Get to know us better. Website: www.m2pfintech.com Twitter | Facebook | Instagram: @m2pfintech

Algorithm Insights

Market Position
Strong market validation with clear user adoption patterns
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline