Proof of Usefulness Report

LoanSnap

Analysis completed on 1/25/2026

+51
Proof of Usefulness Score
You're In Business

LoanSnap is a venture-backed mortgage technology company that historically raised significant capital (Series B). However, the project submission contains demonstrably false and hyperbolic claims (e.g., 'most people have used my product', audience is 'everyone'). External verification indicates the company is currently in severe distress, facing lawsuits, evictions, and license revocations in multiple states. While the underlying AI mortgage concept has utility, the combination of operational instability and low-quality submission data results in a low score indicating significant red flags.

Ready to Compete for $150k+ in Prizes?

Move this data into a HackerNoon blog draft to become eligible for your share of $150k+ in cash and software prizes

View All Reports

Score Breakdown

Real World Utility+15.0
Audience Reach Impact+7.2
Technical Innovation+9.75
Evidence Of Traction+9.38
Market Timing Relevance+4.0
Functional Completeness+0.25
Subtotal+45.58
Usefulness Multiplierx1.12
Final Score+51

Project Details

Project URL
Description
LoanSnap invented the world’s first smart loan technology that uses AI and machine learning to analyze a person’s entire financial picture, and shows them how to benefit with a smart home loan. \n\nWith LoanSnap, people can stop losing money to lenders who only focus on interest rates and feel confident their home loan is the best option for them now and in the future. \n\nWant to join us? Apply to our jobs here!

Algorithm Insights

Market Position
Growing utility with room for optimization
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline