Proof of Usefulness Report

Lively

Analysis completed on 1/25/2026

+604
Proof of Usefulness Score
Category Standard

Lively is a verified, major US fintech company with over $2B in HSA assets and $120M+ in funding (Series C). While the submission itself was of very poor quality (pseudonyms, joke answers, missing data), external verification confirms exceptional real-world utility, massive audience reach, and significant market traction. The project scores highly based on its actual market position, despite the penalty for the low-effort submission.

Ready to Compete for $150k+ in Prizes?

Move this data into a HackerNoon blog draft to become eligible for your share of $150k+ in cash and software prizes

View All Reports

Score Breakdown

Real World Utility+178.13
Audience Reach Impact+142.5
Technical Innovation+63.75
Evidence Of Traction+185.63
Market Timing Relevance+45
Functional Completeness+1.25
Subtotal+616.26
Usefulness Multiplierx0.98
Final Score+604

Project Details

Project URL
Description
Lively is the modern HSA experience built for those seeking stability in the ever-shifting and uncertain healthcare landscape. Lively is committed to helping every HSA maximize its potential through intuitive design, accessible support, and ongoing education.

Algorithm Insights

Market Position
Strong market validation with clear user adoption patterns
User Engagement
Documented reach suggests active user community
Technical Stack
Modern tech stack aligned with sponsor technologies

Recommendations to Increase Usefulness Score

Document User Growth

Provide specific metrics on user acquisition and retention rates

Showcase Revenue Model

Detail sustainable monetization strategy and current revenue streams

Expand Evidence Base

Include testimonials, case studies, and third-party validation

Technical Roadmap

Share development milestones and feature completion timeline